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MBA论文:手机银行 The mobile banking

时间:2016-05-26 16:07来源:www.ukthesis.org 作者:英国论文网 点击联系客服: 客服:Damien

手机银行
The mobile banking


移动银行是今天的话题,互联网金融是几年前的一个话题。全球数以百万计的人已经使用移动设备来做他们的银行交易。移动电话作为一种具有高安全标准和直接连接的设备,可以让客户在全世界范围内获得广泛的服务。这是由于移动和互联网金融的成功移动设备带来了双方的银行渠道,作为一个紧凑的和高度的个人渠道,移动银行成为现实。移动设备也提出了新的机遇,从而制定薪酬结构方便办理支付通过移动技术的创新组合。
移动设备有更大的范围内的世界,特别是它在发展中国家存在的知识,。同时他们也为客户提供给其他国家或地区的家属一个快速和有效的方式。
正如其所说,手机银行是非洲的大新闻,在南非,肯尼亚和尼日利亚开始,在那里的移动电话用户,特别是在城市地区的,当需要时,他们发送学分给他们在村庄的亲戚。但这些交易了一个上升的趋势通过手机银行获得各种移动银行平台如SMS建设意识、WAP等。
在西非,有关于如何实施这一问题,以及如何让客户接受这样的技术。这将在第2和5章中进一步讨论。移动银行交易由三个主要部分组成,这些都是:

使用该应用程序的用户
该设备手机、PDA等
移动网络运营商(MNO)-这些可以是金融机构,移动服务提供商或两者的组合。

Mobile banking is the topic of today as internet banking was a few years ago. [3] Globally millions of people already use mobile devices to do their banking transactions. Mobile phones as a device with high security standards and direct connections, allows customers to access a wide range of services throughout the world. This is due to the success of the mobile and internet banking which the mobile device brings both banking channels together as a compact and highly personal channel to make mobile banking a reality. [31] The mobile device also presents new opportunities in payment structure thereby formulating an easy means for transacting payments through the innovative combination of mobile technology.

Mobile devices have greater reach all around the world especially in developing nations with lower knowledge of its existence. At the same time they provide a fast and effective way for customers to send money to dependants in other countries or location.

As it is said, Mobile banking is big news in Africa which started out in countries as South Africa, Kenya and Nigeria where mobile phone users especially in the urban areas traded minutes by sending credits to their relatives in villages in order to communicate with them when the need arises. But then these transactions took up an increased trend by building awareness for Mobile banking deriving various mobile banking platforms such as the SMS, WAP etc. [21](责任编辑:cinq)



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